FHA Loan Programs
We are the FHA Loan Specialists. Our loan specialists will answer your questions, provide advice and assist you in finding the right FHA Loan to meet your needs.
If you have questions regarding any of the loan programs below and would like to speak with a FHA mortgage specialist, please call us toll free at 1-866-704-2826.
FHA Home Purchase Program
The FHA loan program was created to help increase homeownership. The FHA program typically makes buying a home easier and less expensive than other types of loan programs. Some advantages of the FHA loan program are minimal down payment and closing costs, easier credit qualifying guidelines, easier debt ratio and job requirement guidelines and affordable interest rates.
Program Benefits:
Low down payment, easier credit requirements, low mortgage insurance.
FHA Streamline Refinance
If you currently have a FHA Loan and simply wish to lower your rate, you can get a streamline refinance.
Program Benefits:
No out-of-pocket costs, no income verification, no credit check, low mortgage insurance premiums and no appraisal costs.
Cash Out Refinance
If you currently have a FHA Loan and have built up some equity, you may be eligible for a cash out refinance to take out cash or pay off debts.
Program Benefits:
You can cash-out up to 95%, low mortgage insurance and you often receive a lower interest rate.
Conventional to FHA Refinance
If you currently do NOT have a FHA home loan, but are eligible, you may refinance into a FHA mortgage from a conventional mortgage.
Program Benefits:
No out-of-pocket costs, low mortgage insurance premiums, you can cash-out up to 95% and you often receive a lower interest rate.
Conventional ARM to FHA Refinance - FHASecure
If you currently do NOT have a FHA home loan, but are eligible, you may refinance into a FHA mortgage from a conventional mortgage.
Program Benefits:
No out-of-pocket costs, low mortgage insurance premiums, you can cash-out up to 95% and you often receive a lower interest rate.
